M.C.C LTD

TC.9/1419 (1), Temple Road, Sasthamangalam, Trivandrum-10, Kerala,
Pin : 695010 Email_id : admin@mulamoottil.com

We are one of the R.B.I licensed "Non Banking Finance Company" in Kerala with 25 years of experience in the financial sector. We are financing for Consumer items such TV, Washing Machine, Fridge, Computer etc. and other loans such as MSME, SME, ASSET Finance, MICRO FINANCE, New and 2nd hand VEHICLES. We have also doing insurance business. We have branch networks all over Kerala. The Registered and Administrative Office of the Company is situated at  Sasthamangalam, Trivandrum. Mr. Idicula Abraham (C.A) is the Chairman & Managing Director of the company.

OUR ACTIVITIES:

Loans: Type of Loans

1. Hire Purchase loans for purchasing

a. Fresh & 2nd Hand Vehicles
b. Equipment & Machineries,
c. Consumer durables such as
* TV, * Washing machine, * Refrigerator, * Computers, * Music systems etc... etc ...

2. Micro Finance to Self Help Groups & NGOs with concessionery rate of interest

3. MSME Loans

4. SME Loans

5. Asset Finance Loans for purchasing Productive Assets with concessionery rate of interest

Funding Limit:

* Vehicle loans - 80% of vehicle cost
* Consumer items - 75% of item cost
* Equipments & Machinery - 75% of the item cost
* Gold loans - 75% of the total cost
* Micro Finance - (Limit as prescribed by Reserve Bank of India)
* MSME & SME loans - No limit
* Loans for productive purposes - 80% of the total cost

Rate of Interest:
8% to 15% Flat (As per advance EMI scheme)

Period of Loan:
1 - 48 Months

* Easy documentation

INSURANCE BUSINESS:

The Company has made tie up with M/s National Insurance Company Ltd & M/s Bajaj Allinace for doing insurance business.

Various Insurance Products

1. Vehicle insurance
2. Asset Insurance
3. Life Insurance etc.

OUR VISION:

It is the vision of the management of Mulamoottil Consumer Credits Ltd that the company shall be:
"A decent organization with satisfactory growth in business and profitability"
"A law abiding organization"
"One with concern for social causes"
"One that earns respect from government and the public alike"

OUR MISSION:

"To progress continuously towards the role of a front runner in financial services following prevalent best practices and affording high levels of satisfacion to all our stake holders."

"To create an environment of participative management where each member of staff feels very happy to contribute his very best"

"To evolve as an establishing platform nurturing the staff members to imbibe leadership qualities"

"To make a mark in the industry as an organization that formulates its policies and practices in accordance with spiritual values and complies with the highest standards"

"To continually broaden the geographic footprint to make its presence throughout the state of Kerala"